Refund & Withdrawal Policy — ELITESAVERS

• ELITESAVERS offers different savings plans, each with its own withdrawal conditions.
• Members must review and understand rules of their selected plan before joining.
• Refunds and withdrawals are processed per plan-specific guidelines.

Exiting Before Payout

• Find a replacement approved by ELITESAVERS who completes KYC → Full refund ✅
• If no replacement → 30% deduction, 70% refunded

Exiting After Payout 🚨

• Account immediately suspended
• Blacklisted from future EliteCircle groups
• Legal recovery actions may be initiated

No Refunds After Group Completion

No refunds for missed or unused slots after group cycle completion.

• Elite365, EliteXmas, EliteGrow, EliteMax, EliteBiz.
• No early withdrawals or refunds once the plan starts.
• Complete full savings cycle before payout; payouts strictly on maturity date.

• Partial withdrawals allowed anytime
• Interest or bonus benefits forfeited on withdrawals
• Payouts processed within 3–5 business days

• EliteCircle with replacement → 7–10 business days
• EliteCircle without replacement → 10–15 business days
• EliteFlex partial withdrawals → 3–5 business days
• Partner-based plans → Timelines vary

• Refunds processed only to registered bank account in KYC
• Update KYC profile if bank details change
• Exiting EliteCircle without process → blacklisting
• ELITESAVERS may withhold refunds in cases of fraud or disputes

• Members agree to refund and withdrawal rules of their plan
• EliteCircle exit without replacement → 30% deduction
• Fixed-term plans → Early withdrawals not allowed

• 📧 Email: elitesavers2020@gmail.com
• 📱📞 Call & WhatsApp: 08109137768
• 📸 Instagram: @elitesavers
• 🌐 Website: www.elitesavers.ng